Private Bank Lending Credit Analyst I

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

Let’s talk about how you can find your place here at Stifel, where success meets success.

The Private Bank Credit Analyst I is responsible for supporting the origination underwriting, structuring, and ongoing management of credit facilities for ultra-high net worth individuals, family offices, and entrepreneurs. The Credit Analyst will assist in performing financial diligence on borrowers, technical analysis on collateral assets, and portfolio risk management analysis, as well as support loan lifecycle management.

• Conduct due diligence and technical analysis on collateral assets including public, securities, private company interests, real estates, and alternative investments, among others. 
• Analyze borrower financial statements to asses credit quality.
• Asist in the preparation of credit memoranda, term sheets, and loan documentation.
• Prepare periodic credit reviews for existing loans.
• Assist in processing renewals, amendments, and client service requests. 
• Monitor covenant compliance and reporting requirements. 
• Coordinate loan administration with Financial Advisors, Loan Operations, and other internal stakeholders. 
• Maintain familiarity with internal systems and data tools. 
• Support portfolio monitoring and reporting activities. 
• Contribute to the development of internal tools for credit analysis and risk management. 
• Maintain in-depth knowledge of quality and soundness and collateral through ongoing research and review of financial market data. 

• Strong analytical, organizational, and communication skills. 
• Knowledge of economic and accounting principles and practices, the financial market, banking and the analysis and reporting of financial data.  
• Ability to use critical thinking and problem solving skills to interpret quantitative and qualitative data, and identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems. 

• Minimum Required : Bachelors degree in Finance, Accounting, or related field : or equivalent experience.
• Minimum Required : No experience.
• Preferred 1+ years of related experience in credit or financial analysis.
• Preferred 1+ years of related internship experience. 

Minimum Required : None. 

Proficiency in Excel, PowerPoint, and other Microsoft 365 applications

Familiarity with VBA, SQL, business intelligence tools, and Bloomberg, or other market data applications, is preferred. 

Stifel is more than 130 years old and still thinking like a start-up.  We are a global wealth management and investment banking firm serious about innovation and fresh ideas.  Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations.  Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more.  Let’s talk about how you can find your place here at Stifel, where success meets success.

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

Stifel is an Equal Opportunity Employer.